Teens and Money

With only a few years left before your teen becomes an adult, teaching them about money management is crucial. Here’s how you can put your teen on the right track financially. 1. Establish a Set Income Your teen will never learn about managing spending if you give...

How to Cut Spending

Making spending cuts can often be a difficult thing for many people to do. We become accustomed to living a certain lifestyle, but that doesn’t always line up with the income coming through the door. If you find yourself living paycheck to paycheck, it may be a good...

How to Fix Damaged Credit

With how much a credit score impacts your life, maintaining a high score is a virtual necessity. If you’ve damaged your credit, you need to start taking steps to fix it immediately. How Credit Scores Work Credit bureaus base your credit score on your financial...

Types of Retirement Income

When you settle into retirement, you get to stop going into work, but the bills do not take a vacation. Having some type of retirement income is essential to keep up a certain lifestyle. Most people prepare for retirement by saving and investing early in life. This is...

Credit Score Factors

An individual’s credit score is extremely important to their overall finances. A poor credit score impacts the types of loans you’re approved for, factors into the cost of your mortgage, and can make purchasing a car quite difficult. Understanding the factors...